The following credit-card issuers offer the lowest interest rates for cards with no annual fees, according to a survey released Friday by Consumer Action.
Card issuer......................................Rate (%)
Variable-rate cards
Washington Mutual Bank........................5.9
Chase Manhattan Bank (Universal Card)......6.65
Bank of America (Classic Card)................7.74
Sears National Bank..............................7.9
EverBank (Platinum Card).......................8.4
Fixed-rate cards
Capital One (Platinum No Hassle Card).......8.9
Capital One (Classic) and Generations Bank..9.9
American Express (Optima/Blue Cards).......9.99
First Internet Bank (Connect Select Cards)...10
Simmons First National (Gold Select Cards).10.95
_Source: Consumer Action
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